Employee Benefits | Complete Payroll Solutions

How it Works

Build the Right Benefits Package to Attract and Retain Talent

Choosing your perfect plan, enrollment and support is easy with the help of your people in benefits.

Set Up

Get expert assistance selecting the best plan (health, 401k, FSA, or all of them) for your current staff and hiring goals.

Enroll

Allow employees to sign up and maintain their data with easy to navigate online portals and self-service options that take the burden off managers.

Everywhere Access

Manage benefits on any device, wherever you or your employees are.

Support

Your people in benefits never let you down. CPS is here to help long after enrollment, with ongoing support and benefits administration.

Medical
Find the right coverage, ensure compliance, and let us streamline your processes and keep your employees informed of requirements, renewals and changes all year long.
Dental/Vision/STD/LTD
Get help determining the best supplemental plans for your staff. Discover a range of possibilities for all sizes and types of businesses.
Individual Coverage HRA (ICHRA)
Help employees pay for their individual insurance premiums when a group health plan isn’t the best fit for your business.
Pre-Tax Savings Plans
Flexible plans designed to help employees save money, tax-free, toward healthcare expenses. Choose from HSA, HRA, and FSA. Additionally, S125 plans help save on payroll taxes. We can be your guide to it all.
Retirement
Help employees invest in their futures with 401k and Simple IRA plans tailored to your needs and those of your staff.

Workers’ Comp
Find coverage at the best possible cost from pros experienced in state-by-state laws and the ins and outs of coverage. Plus, you get the benefit of payroll integration.
COBRA
Offer continuing benefits (and remain accurate and compliant) when an employee leaves without being overloaded by the process.
ERISA Compliance
Stay within the standards of your ERISA-covered group benefit plans. We’re experts at organizing and orchestrating compliance with the complexities of this governmental act.
Employee Benefit Notices
Notify employees easily and compliantly: let us deliver the proper disclosures and notices to inform them of their coverage and beneficiary rights and responsibilities.

Offering a good benefits package is important to the success of our company. But it’s something we don’t want to have to think about. Complete Payroll Solutions makes benefits effortless for us with attentive service, easy-to-use technology, and expert compliance help. Our customers rely on us to meet their fuel needs, and Complete Payroll Solutions frees us up to focus on keeping homes and businesses safe.

Fraticelli Oil Co., Inc.

Leominster, MA

I am pleasantly surprised with the transition from Paychex to Complete! There was very little that I really had to do. By being able to email my payroll to one person, it saves me so much time! Also a big time saver is filing my Workers' Comp figures for me and being able to provide health insurance options is awesome! ‘One Stop Shopping’ - your team has been very helpful with whatever questions I have had.

Crooked River Heating LLC

Oxford, ME

I’ve been using Complete Payroll Solutions for a few years for my employees’ payroll and health insurance. Since the start, I’ve had a dedicated professional to work with me and answer any questions. This high level of personalized service they deliver has been invaluable in making sure my and my employees’ needs are met. And with their reporting options, I always have the information I need to continue to make the best decisions for my company.

Karli Dokurno

Owner at Chapin Sheds, Whitman, MA

I just wanted to take a moment to thank you for everything you did to help us get our health insurance. You answered all of our questions, returned emails promptly and helped us every step of the way! We didn't even have a disruption in our coverage! Wow! Excellent customer service is hard to come by today and we feel it should be recognized! So thanks again for making our transition a smooth one!

KNM Construction LLC

Rehoboth, MA

Why should I choose CPS?

CPS is your people partner, an all-in-one payroll, HR and benefits provider here to make the business of running, maintaining and growing your business easier.

Are CPS’s brokers licensed?

They sure are. Our benefit client advisors are long-time pros who are fully licensed. They’re also available to you for questions, advice and information anytime, via email or phone.

How does enrollment work?

We offer online enrollment but will never leave you alone with a computer and ask you to just figure it out (unless you really want us to). As your people in benefits, we want you and your employees to have the benefits experience you want and need, so we’re here to help, but also give you the tools to make it easy.

What 401k products does CPS offer?

We can help you with 401k matters in a more or less hands-on fashion, by acting as a third-party administrator, or with full-service retirement plan services. Read more about it all here.

What options do you have to help offset the high cost of healthcare?

Along with working to broker the best plan for your business, we also offer a new type of product: individual coverage HRAs (ICHRA), which allow employers to reimburse their staff for individual health insurance premiums, enabling your employees to purchase their own health insurance, typically through the Exchange. Learn more here.

What pre-tax benefit solutions do you offer?

We offer HSAs, HRAs, FSAs, Commuter Benefits and Section 125 Premium-Only Plans. Want to know more? Check out this article.

One Hand to Shake
You only have time for one benefits administrator. So, rather than working with a different vendor for health insurance, 401k administration, worker’s compensation (and on and on), work with one experienced, personal partner who has your back from onboarding through enrollment, all year, every year.

Custom and Curated
No two businesses are alike, so their employee benefit plans shouldn’t be. We work with the best plans and providers out there, and customize products just for you.

Benefits For Every Business

The Advantage of Great Employee Benefits Without the Stress

We Make the Complex a Cinch

Right Choices, Right Plans, Right Partner

Choose Wisely

Get the Hard Stuff Handled

One Hand to Shake

Stay Compliant

How it Works

Build the Right Benefits Package to Attract and Retain Talent

Set Up

Enroll

Everywhere Access

Support

Benefits Administration for Busy Managers & Owners

Compliance, Double-Checked

Benefits Administration Made Easy

Paperless Enrollment

Annual Services

Medical, Savings, Workers’ Comp and More

Build Your Benefits Package

Medical

Dental/Vision/STD/LTD

Individual Coverage HRA (ICHRA)

Pre-Tax Savings Plans

Retirement

Workers’ Comp

COBRA

ERISA Compliance

Employee Benefit Notices

Your Personal Benefits Library

Read Up, Learn More, Do Better

Offering Health Insurance to Employees: An Employer’s Guide To Implementation

Choosing A 401(K) Provider: 7 Things To Consider

Annual Notices For Employee Benefits: A Guide To Compliance

We Are Better Together

A Few Words About Our People

Why should I choose CPS?

Are CPS’s brokers licensed?

How does enrollment work?

What 401k products does CPS offer?

What options do you have to help offset the high cost of healthcare?

What pre-tax benefit solutions do you offer?

Partner with CPS

Say Hello to Your People in Benefits

Need help with payroll solutions? We’ll get our people on that.